Archive for month: July, 2019

You’ve got more options than ever when mattress shopping these days with no shortage of brick-and-mortar and online-only retailers to choose from. Here are the factors you should consider when you’re shopping for a perfect night’s sleep.

1. Mattress construction: The most popular mattress types are inner spring mattresses, memory foam mattresses, and adjustable air mattresses. Each has pros and cons when it comes to durability and comfort customization.

2. Firmness: Mattress firmness plays a huge role in the quality of your sleep. Mattresses that are too firm or too soft can cause aches and pains, so it‘s recommended that you test a mattress for 10- to 15 minutes in store before making a purchase.

3. Sleeping position: Your mattress should match your sleeping style (side, back, face-down, etc.). You want a mattress that keeps your spine in proper alignment. For example, some mattresses are better for side sleepers, while others are better for back sleepers.

4. Size: It’s not quite as simple as choosing between a king and a queen mattress. You should also consider your height, as some mattresses are a better fit for shorter people while tall people will want a longer mattress so their limbs aren’t hanging over the edge of the bed.

5. Stability: For couples, you should consider how the mattress reacts when one person moves, so the other person’s sleep isn’t disturbed in the middle of the night.

111 Paulanella Pl, San Ramon, CA 94583

$1,839,000 | 4 Beds | 4 Baths | 2,026 SqFt

Drive out a country road and escape city life to enjoy your home, surrounded by nature and tranquility. Situated on approximately over 4 1/2 acres in a peaceful setting and it has much to offer!! The main house has been completely remodeled, creating modern conveniences while living in the country. Very open and airy. Rich in character and quality, finished in a style that exudes a country flair to enjoy. Adding to its charm is your own self-contained caboose – just for fun!! There is also an additional structure with a large interior area for storage of equipment, etc. plus a workshop and even a large bonus room! A lighted windmill allows for a touch of nostalgia. Cross a bridge over a stream to continue to the back of the property. A variety of fruit trees are an added bonus. Beautiful views!! If so desired, up to 4 horses are allowed. The illusion of being in a remote area gives way to realizing that shopping, dining, entertainment, services and commute access are only minutes away.

FULL LISTING

“Refinancing” is a scary word for many people, but that shouldn’t be the case for you. For many homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can save you thousands of dollars in the long run.

YOU’RE NOT TOO LATE

For years now, we’ve been hearing that interest rates will be on the rise, and although there have been some small increases, you’re still in a great position to drastically lower your interest rate. The general rule is if your mortgage interest rate is more than one percent above the current market rate, you should consider refinancing.

IT’S NOT TOO TIME CONSUMING

Don’t brush off refinancing just because it seems like a long and daunting process. An informational call with a lender to see how rates compare will only take a few minutes. There are also some programs for streamlining the application process. And besides, isn’t the amount of money you could save worth the time and effort?

ARMS CAN BE REFINANCED, TOO

Seeing your Adjustable Rate Mortgage (ARM) increase after the introductory period can be incredibly stressful and place a squeeze on your budget. Many people assume they’re stuck, but ARMs can be refinanced, just like fixed-rate mortgages. You can even switch to a shorter term fixed-rate mortgage, such as 15 or 23 years. The longer you’re planning to stay in the home, the more sense it makes to look into refinancing.

2601 Shadow Mountain Dr, San Ramon, CA 94583

$750,000 | 3 Beds | 2 Baths | 1,354 SqFt

Truly a home to make your own and enjoy! Sparkling gem in the much sought-after Meadow Glen Community located by Twin Creeks! Wonderful, open, single-story floor plan with vaulted ceilings and more! The kitchen and baths have been tastefully updated and there is lots of storage as well. Appealing end unit with 2 patios creates a nice ambience to enjoy. Rare, oversized 2-car garage also offers additional space for storage, equipment, etc. Great location, close to schools, shopping, dining, entertainment, new downtown City Center, Business Parks and commute access.

FULL LISTING

9607 Boca Raton Way, Discovery Bay, CA 94505

$649,000 | 4 Beds | 3 Baths | 2,503 SqFt

Better than new – in the private gated community of The Lakes! Gorgeous “newer than new” well designed home features “tons” of upgrades and amenities to live in and enjoy!! Open floor plan concept bathed in lots of natural light to enhance the experience. Beautiful flooring, attractive counter tops, vanities and cabinetry. Master bedroom suite with a lavish bath plus a second bedroom are conveniently located on the main level. The upstairs has two bedrooms, a loft plus a bath to allow for a good, functional floor plan with flexibility. The three-car tandem garage also provides for added storage space as well. Relax in the lovely back yard with an inviting “California Room” plus an outdoor kitchen, built-in barbecue and luxurious spa. Lush lawn area with a spacious side yard creates a great entertaining atmosphere. Enjoy the privacy and amenities of “The Lakes” community, such as: security gate, greenbelt, playgrounds, tennis courts, basketball courts & soothing fountains. a must see!!

FULL LISTING