Win high-tech household gadgets compliments of The Ohlmeyer Team & Coldwell Banker.

Enter for your chance to win one of these great prizes in our smart home giveaway:

GRAND PRIZE

  • Smart Home Staging Kit, valued at $1,220, includes:
  • Nest Learning Thermostat, Smoke Detector and
  • Indoor Security Camera Set
  • August Smart Lock and Connect
  • Lutron ® Caséta ® Wireless Lighting Starter Kit

ADDITIONAL PRIZES

  • Amazon Echo Show (4 winners) | Amazon Echo (6 winners)
  • Amazon Echo Dot (32 winners)

Contest Entry Dates: December 10-31
Drawing Date: On or around January 3

SIGN UP NOW!

FOR SALE: FABULOUS CUSTOM HOME IN LAFAYETTE!

1982 Reliez Valley Rd, Lafayette, CA 94549

$3,050,000 | 4 Beds | 4.5 Baths | 4,746 SqFt

Nestled in the private Lafayette Hills, this custom estate built in 2001 spared no expense. It boasts 4 bedrooms, 4.5 bathrooms, a den, and a guest home that enjoys their own separate entrance. Featuring timeless materials with a functional floor plan, soaring ceilings and state-of-the art lighting system (Lutron). Exquisite mill-work, detailed hardwood floors, and impeccable tile and stone. Built-in surround sound/intercom system, high-end appliances, pizza oven, multiple fireplaces, and loads of natural light. Fully functional guest house with open floor plan, beautiful views, and wine cellar. Amazing grounds for year-round enjoyment includes sparkling pool, spa, waterfalls, and a koi pond. Outdoor kitchen, panoramic views, green house, and a spacious view balcony with privacy! Just minutes from highly rated Lafayette schools (Acalanes School District), downtown Lafayette, Walnut Creek, and Pleasant Hill. Convenient commuter access to BART and San Francisco.

FULL LISTING

FOR SALE: DISCOVERY BAY BEAUTY IN THE LAKES!

9601 Boca Raton Way, Discovery Bay, CA 94505

$618,000 | 4 Beds | 3 Baths | 2,263 SqFt

Great location in the private gated community of The Lakes! Open floor plan concept with lots of natural light to enhance the experience. Beautiful flooring, attractive counter tops, vanities and cabinetry. One bedroom and full bath located on the main level. The upstairs has three bedrooms, a loft, plus two baths to allow for a good, functional floor plan with flexibility. The three-car tandem garage also provides for added storage space as well. Relax in the back yard with an inviting “California Room”. Large corner lot location with a spacious side yard creates a great entertaining atmosphere. Enjoy the privacy and amenities of “The Lakes” community, such as: security gate, greenbelt, playgrounds, tennis courts, basketball courts & soothing fountains.

FULL LISTING

FOR SALE: BETTER THAN NEW IN DISCOVERY BAY!

9607 Boca Raton Way, Discovery Bay, CA 94505

$649,000 | 4 Beds | 3 Baths | 2,503 SqFt

Better than new – in the private gated community of The Lakes! Gorgeous “newer than new” well designed home features “tons” of upgrades and amenities to live in and enjoy!! Open floor plan concept bathed in lots of natural light to enhance the experience. Beautiful flooring, attractive counter tops, vanities and cabinetry. Master bedroom suite with a lavish bath plus a second bedroom are conveniently located on the main level. The upstairs has two bedrooms, a loft plus a bath to allow for a good, functional floor plan with flexibility. The three-car tandem garage also provides for added storage space as well. Relax in the lovely back yard with an inviting “California Room” plus an outdoor kitchen, built-in barbecue and luxurious spa. Lush lawn area with a spacious side yard creates a great entertaining atmosphere. Enjoy the privacy and amenities of “The Lakes” community, such as: security gate, greenbelt, playgrounds, tennis courts, basketball courts & soothing fountains. a must see!!

FULL LISTING

What Affects Your Home Insurance?

Research suggests that about 1 in 20 homeowners will make an insurance claim each year. So while it may seem that your monthly home insurance expenses aren’t worthwhile, the chances of needing your insurance are higher than you might think.

There’s are countless factors that influence your insurance rates, so here are few examples—some you’ve probably considered, and some that might be surprising.

Location: Some areas are simply naturally more prone to damage than others. Potential for weather and natural disaster-related damage will factor into your insurance, as will crime rates and fire protection.

Home value: This may seem like a no-brainer at first glance, but there are some extra considerations. The value of your home and the cost to replace your home from a total loss may not be the same—it can often cost more to rebuild.

Pets: Just like certain HOAs and neighborhoods forbid specific dog breeds, your insurance company may also increase your premiums for a specific breed. Breeds with reputations for being aggressive (fair or not) like pit bulls, German Shepherds, and rottweilers can cost you more.

Trampolines and swimming pools: All that fun comes at a price! Insurance companies see trampolines and pools as big risks for injury and even death, and that’ll affect your insurance rates.

Maximize Your Selling Price & Sell Your Home Faster! [ VIDEO ]

The Ohlmeyer Team & Coldwell Banker present RealVitalize! The RealVitalize program, powered by HomeAdvisor, is an exclusive offering for Coldwell Banker Residential Brokerage clients that helps with home improvements and repairs to prep your home for sale. We cover your upfront costs and get paid back when your home sells. No hidden fees, interest charges or markups! RealVitalize Program Highlights: – Staging – Appliance Purchasing & Installation – Kitchen & Bathroom Upgrades – Carpentry, Carpet Cleaning & Installation – Cleaning & Maid Service – Curb Appeal Enhancements – Painting, Drywall & Insulation, Electrical Upgrades – Handyman Services • Plumbing • Wall & Ceiling Repair PM/Call/Text for info (925) 899-0825

Santa Clause is Coming to…Danville! You’re invited to a Free Photo With Santa!

We’re excited to invite you to our Coldwell Banker’s Annual Santa Photo Event. It’s our way of giving thanks this holiday season.

Saturday, December 7th
11:00am – 1:00pm
671 San Ramon Valley Blvd., Danville

We are also an Official Collection Location for Toys For Tots! You’re welcome to bring
unwrapped gifts in to spread the holiday spirit.

Please reach out to me if you are interested so I can get you on Santa’s list (925) 899-0825

Thinking About Buying Soon? Make Sure Your Credit Is In Order

There’s no more important time to work on your credit score than when you’re about to apply for a mortgage. Improving your credit can save you a ton of money—we’re talking about thousands of dollars over the life of the loan. Here are the actions you can take that will have a notable impact on your score.

Pay Down Your Credit Card Balances

Credit utilization is one of the biggest factors in determining your credit score. Your credit utilization should at least be less than 30 percent of your limit, and it’s even better if you can get it below 15 percent. This rule applies to both individual cards and your overall credit limit.

It may even be worthwhile to use some of the cash funds you were planning to use for a down payment to pay off credit card balances.

Do No Harm

While you certainly want to improve your score if possible, at the very least you’ll want to keep it steady. Avoid opening new lines of credit if you’re applying for a mortgage in the very near future. This will cause a hard inquiry to show up on your credit report.

Take Care Of Negative Items

It’s good practice to check your credit report for negative items a few times a year—you can get one free report from each of the three major bureaus (Experian, Equifax, and TransUnion) per year.

If you find any negative items (collections, late payments, etc.), write a letter to the original creditor. Explain the circumstances that led to the negative item, and request that it be removed from your report. It can be surprisingly effective, and removing a negative item will improve your credit score in a hurry. You can find some good templates for a request letter online.